Individual & Family Health
Explore health insurance options for yourself, your partner, or your family. Compare plan details and find out which options may fit your situation.
Ask about individual & family plans →
Health coverage, with a human touch
Make sense of your health insurance options.
Whether you're choosing coverage for yourself, your family, or your team, Amerus Insurance Plans can help you explore options in the states we serve and understand the next steps.
✓ Personal guidance✓ Options explained clearly✓ No-obligation inquiry
Guidance you can understandGet help comparing relevant details.
A process built around youStart with your needs and questions.
Clear explanationsUnderstand terms, trade-offs, and next steps.
Coverage options
Find a starting point that fits your needs.
Health coverage isn't one-size-fits-all. Explore a category, then ask questions about eligibility, benefits, costs, and availability in your state.
Planned service statesAlabama, Arkansas, Arizona, Colorado, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Missouri, Mississippi, Montana, North Carolina, New Hampshire, Nevada, New York, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and West Virginia.
Product availability and service are subject to verification of licensing, carrier appointments, and applicable state requirements. Not every product is available in every state.
Product availability and service are subject to verification of licensing, carrier appointments, and applicable state requirements. Not every product is available in every state.
Private Health Coverage Alternatives
Learn how different private products compare, including what they cover, their limitations, and whether they may meet your needs.
Discuss private options →Group Health Insurance
Employers can explore group health benefit options, ask about plan structures, and consider what may work for their workforce and budget.
Explore employer coverage → Simple next steps
A clearer path to exploring coverage.
Start with a question. We'll make the process easier to understand.
1
Tell us what you're looking for
Share your state and whether you're exploring individual, family, private, or employer coverage. Please don't submit sensitive medical or financial details through this demo form.
2
Discuss relevant options
Once the website is connected to a real contact system, a properly licensed representative can follow up about products and availability relevant to your situation.
3
Review before you decide
Review plan documents, eligibility requirements, costs, exclusions, and limitations before making an enrollment or purchasing decision.
Have questions about your options?
Start a conversation with Amerus Insurance Plans. We'll help you identify what to review next—without promising a particular price or approval.
Common questions
Good questions to ask before choosing a plan.
These general answers are a starting point, not a substitute for reviewing specific plan terms.
Are all plans available in every state?
No. Availability depends on the insurance company, product, state rules, eligibility, and the representative's authority to offer the product. This website should list only products and locations that have been verified before launch.
Are private health plans the same as ACA Marketplace plans?
Not necessarily. Different products can have different benefits, eligibility rules, exclusions, cost-sharing, and consumer protections. Ask for the plan documents and a clear explanation of limitations before purchasing.
Does requesting information enroll me in coverage?
No. A request for information is not an application, enrollment, or guarantee of coverage. Enrollment requires the applicable process and confirmation of eligibility.
Can employers ask about group coverage?
Yes. Employers can request a discussion about group coverage options. Availability, participation requirements, employer contributions, and other rules vary by carrier and state.
Let's talk
Tell us what kind of coverage you're exploring.
Share a few basic details and choose a coverage category. This preview form does not transmit or store your information; it is here to demonstrate the planned experience.
Privacy-first launch plan
Before launch, we'll connect a secure form, publish an accurate privacy notice, and define how inquiries are handled.
Before launch, we'll connect a secure form, publish an accurate privacy notice, and define how inquiries are handled.